Affordable health insurance in Tennessee

Premiums in Tennessee vary by county, age, household size, tobacco use and the metal tier you choose. The number that matters is what you pay after the premium tax credit is applied, which depends on your estimated annual household income. Run your ZIP code and household details and we will show you your real monthly cost in a couple of minutes.

Open Enrollment runs November 1 through January 15 in most states. Outside that window, Tennessee residents can enroll with a qualifying life event u2014 losing coverage, moving, marriage, a new baby or turning 26 u2014 which typically opens a 60-day Special Enrollment Period. Short-term and supplemental plans can generally be purchased year-round where state rules allow.

Carrier participation in Tennessee is set county by county and changes each plan year. We shop the carriers licensed in your specific area rather than a national list, and we check your doctors and prescriptions against those networks before you enroll.

Premium tax credits are based on your estimated annual household income and household size relative to the federal poverty level, and on plan pricing in your Tennessee county. Many households that assume they earn too much do in fact qualify. Checking is free and takes about two minutes.